LEGAL INFORMATION

TRÉSOR WEALTH LEGAL INFORMATION

Privacy Policy

Trésor respects your privacy. We shall take all reasonable steps to protect your personal information and to keep it confidential.

Personal Information

In general, you can visit our website without having to divulge any personal information. However, while using this website you may provide information about yourself or it may be collected by us.

Access to your personal information held by us may be requested by you or third parties. The Promotion of Access to Information Act, No. 2 of 2000, regulates and sets out the procedure for such a request and under what circumstances such access may be refused.

Use of Information

Personal information is used as is appropriate in the normal course of business to provide the products and services you have requested. We may retain any information for purposes of investment transaction processing and administration, to monitor our site or to communicate directly with you.

Sharing of Information

All personal information supplied to us or collected by us is kept strictly confidential and will not be passed on or sold to third parties. We will disclose or report personal information if and when required to do so by law or any regulatory authority, and to our employees or agents who require such information to carry out their duties.

Security of Information

We take all reasonable steps to protect your personal information. We can however not guarantee the security of any information you transmit to us electronically as it is susceptible to interception and monitoring. You shall bear all risk of transmitting information in this manner.

Electronic Communications and Records

By communicating with us by electronic means or visiting this website, you consent to receiving communications electronically and agree that all agreements, notices, disclosures and all other communications transmitted by electronic means satisfies any legal requirement, including but not limited to the requirement that such communication should be “in writing.”

Governing Law

Any dispute of whatsoever nature relating to or arising out of any use of the website, whether directly or indirectly, shall be governed by the laws of the Republic of South Africa, and shall be subject to the exclusive jurisdiction of the courts of the Republic of South Africa.

All information on this website is the property of Trésor Wealth. It may not be copied, viewed, downloaded, reproduced, sold or distributed without Trésor’s prior written consent, save for personal, non-commercial purposes.

Trésor Wealth is an authorised Financial Services Provider.

Collective Investment Schemes

Collective investment schemes are generally medium to long-term investments. Please note that past performance is not necessarily a guide to future performance, and that the value of investments /units / unit trusts may go down as well as up. A schedule of fees and charges and maximum commissions is available from the Manager, Tresor Wealth (Pty) Ltd. Additional information of the proposed investment, including brochures, application forms and annual or quarterly reports, can be obtained from the Manager, free of charge. Collective investments are traded at ruling prices and can engage in borrowing and scrip lending. The Manager does not provide any guarantee either with respect to the capital or the return of a portfolio. The fund may from time to time invest in foreign countries and therefore it may have risks regarding liquidity, the repatriation of funds, political and macroeconomic situations, foreign exchange, tax, settlement, and the availability of information. The Manager has the right to close any portfolios to new investors to manage them more efficiently in accordance with their mandates. The Manager retains full legal responsibility of the co-brand portfolio.

The performance of the portfolio depends on the underlying assets and variable market factors. Performance is based on NAV-to-NAV calculations with income reinvestments done on the ex-dividend date. Lump sum investment performances are quoted.

Collective investments are calculated on a net asset value basis, which is the total market value of all assets in the portfolio including any income accruals and less any deductible expenses such as audit fees, brokerage and service fees. Actual investment performance of the portfolio and the investor will differ depending on the initial fees applicable, the actual investment date, and the date of reinvestment of income as well as dividend withholding tax.